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TEST — NOT A LIVE OFFER
Internal design preview only. Not available for customer orders.
Explore the SEAT Ibiza SE 1.0 TSI 95PS Manual with Personal Contract Purchase. The representative example below shows the deposit, monthly payments, mileage allowance and optional final payment together.
Stock savings apply to eligible vehicles. The optional two-year SEAT Service Plan costs £299 and is not included in the finance example.
Review the full representative example below. This test uses the existing offer figures for layout review; approved offer dates and terms must be confirmed before publication.
| Period of Hire | 48 Months |
| Price used in this finance example | £21,610.00 |
| Less: West End Garage Sales-from-Stock Saving | £500.00 |
| Less: SEAT Sales-from-Stock Support | £500.00 |
| Less: SEAT Finance Deposit Contribution | £3,000.00 |
| Less: Customer Deposit / Part Exchange | £2,995.00 |
| Amount of credit | £14,615.00 |
| Add Charges | £3,121.98 |
| Balance | £17,736.98 |
| Balance payable by 47 monthly payments of | £196.04 |
| Followed by an optional final payment of | £8,513.10 |
| Acceptance fee payable with first payment | £0.00 |
| Option to Purchase Fee | £10.00 |
| Total amount payable | £23,731.98 |
| Annual Percentage Rate (APR) | 6.9% |
| Total monthly payment | £196.04 |
| Maximum annual mileage | 10,000 miles |
| Maximum total mileage | 40,000 miles |
| Excess mileage charged at | 3.79 pence per mile (inc VAT) |
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
Stock available for delivery or collection now. View all available stock
TEST OFFER SUMMARY
£196.04 per month
£2,995.00 customer deposit
6.9% APR Representative
47 monthly payments over a 48-month agreement. Optional final payment £8,513.10 plus £10.00 option to purchase fee. 10,000 miles per annum.
Stock savings apply to eligible vehicles. Optional two-year SEAT Service Plan £299, not included in the finance example. Full existing terms apply.
| Period of Hire | 48 Months |
| Price used in this finance example | £21,610.00 |
| Less: West End Garage Sales-from-Stock Saving | £500.00 |
| Less: SEAT Sales-from-Stock Support | £500.00 |
| Less: SEAT Finance Deposit Contribution | £3,000.00 |
| Less: Customer Deposit / Part Exchange | £2,995.00 |
| Amount of credit | £14,615.00 |
| Add Charges | £3,121.98 |
| Balance | £17,736.98 |
| Balance payable by 47 monthly payments of | £196.04 |
| Followed by an optional final payment of | £8,513.10 |
| Acceptance fee payable with first payment | £0.00 |
| Option to Purchase Fee | £10.00 |
| Total amount payable | £23,731.98 |
| Annual Percentage Rate (APR) | 6.9% |
| Total monthly payment | £196.04 |
| Maximum annual mileage | 10,000 miles |
| Maximum total mileage | 40,000 miles |
| Excess mileage charged at | 3.79 pence per mile (inc VAT) |
Our SEAT team can prepare a personalised quotation. Changing the deposit, term or mileage changes the finance example, so ask for a written quote based on your requirements.
You can pay the optional final payment and applicable purchase fee to own the car, return it subject to the agreement’s mileage and condition requirements, or discuss part exchange. Equity is not guaranteed.
The two-year SEAT Service Plan is an optional £299 purchase and is not included in the representative finance example.
West End Garage SEAT Stirling
Forthside Way, Stirling, FK8 1QZ
01786 813433
Talk through the Ibiza, discuss part exchange and arrange a test drive with our local team.
TEST PREVIEW — Enquiry action to be connected only when this design is approved.
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
| Period of Hire | 48 Months |
| Price used in this finance example | £21,610.00 |
| Less: West End Garage Sales-from-Stock Saving | £500.00 |
| Less: SEAT Sales-from-Stock Support | £500.00 |
| Less: SEAT Finance Deposit Contribution | £3,000.00 |
| Less: Customer Deposit / Part Exchange | £2,995.00 |
| Amount of credit | £14,615.00 |
| Add Charges | £3,121.98 |
| Balance | £17,736.98 |
| Balance payable by 47 monthly payments of | £196.04 |
| Followed by an optional final payment of | £8,513.10 |
| Acceptance fee payable with first payment | £0.00 |
| Option to Purchase Fee | £10.00 |
| Total amount payable | £23,731.98 |
| Annual Percentage Rate (APR) | 6.9% |
| Total monthly payment | £196.04 |
| Maximum annual mileage | 10,000 miles |
| Maximum total mileage | 40,000 miles |
| Excess mileage charged at | 3.79 pence per mile (inc VAT) |
Our SEAT team can prepare a personalised quotation. Changing the deposit, term or mileage changes the finance example, so ask for a written quote based on your requirements.
You can pay the optional final payment and applicable purchase fee to own the car, return it subject to the agreement’s mileage and condition requirements, or discuss part exchange. Equity is not guaranteed.
The two-year SEAT Service Plan is an optional £299 purchase and is not included in the representative finance example.
West End Garage SEAT Stirling
Forthside Way, Stirling, FK8 1QZ
01786 813433
Talk through the Ibiza, discuss part exchange and arrange a test drive with our local team.
TEST PREVIEW — Enquiry action to be connected only when this design is approved.
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
This is an unpublished design test, not a customer offer. Figures are copied from the existing Ibiza SE 1.0 TSI 95PS offer for layout review only.
The source page contains conflicting order deadlines: 16 December 2026 and a legacy 30 September 2026 terms section. Current approved terms must be confirmed before publication. The original offer has not been changed.
Finance is subject to status, affordability and terms and conditions. Applicants must be 18 or over. West End Garage SEAT is a credit broker, not a lender.
Forthside Way, Stirling
FK8 1QZ
Telephone: 01786 813433
West End Garage, 4 Cultins Road, Edinburgh
EH11 4DG, Scotland
West End Garage trades as a Partnership
VAT Reg. No 503 0941 86
Copyright © 2026 West End Garage All rights reserved.
West End Garage SEAT is a trading style of West End Garage. We are a credit broker, not a lender.
West End Garage is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities. Firm Reference Number 672010.
We can introduce you to a limited panel of lenders and do not search the whole market. Finance is subject to status, affordability checks and lender approval. UK residents aged 18 or over only. Terms and conditions apply.
We may receive commission from a lender. The nature and amount of commission may vary by lender and finance product. Before you enter into an agreement, we will explain any relevant commission and how it may affect the amounts payable. The amount, or likely amount, is available on request.
Registered Office: West End Garage, 4 Cultins Road, Edinburgh, EH11 4DG.
Data Protection Registration No: ZA198344.
Link to our FCA Registration
