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PCP stands for Personal Contract Purchase. Škoda Financial Services calls its PCP product Solutions Personal Contract Plan. Part of the car's cost is deferred to an optional final payment, giving you choices at the scheduled end of the agreement.
The cost depends on the car, deposit, term, mileage and applicable finance offer. Compare the full example for your chosen Octavia, including the optional final payment and total amount payable. Ask our team for a personalised quotation.
Not automatically. To take ownership, you must also pay the optional final payment, any applicable option-to-purchase fee and all other amounts due under the agreement.
If you return the car at the end of the agreement over its agreed mileage limit, excess mileage charges may apply at the rate in your contract. Give the team a realistic estimate of your annual driving when requesting a quote.
Ask our team for a valuation. If your current car has outstanding finance, its settlement figure must also be considered. Any amount available towards your next deposit depends on the valuation and finance settlement.
PCP does not automatically include servicing. Check whether the selected offer includes a service plan or offers one at an additional price, what it covers and any eligibility conditions. Ask for its cost to be clearly shown in your quotation.
Contact West End Garage Škoda in Edinburgh, Stirling or Dunfermline to request a quote, discuss part exchange or ask about a test drive.
Contact West End Garage Škoda Business & Fleet to discuss company cars, fleet requirements and business funding options.
WEST END GARAGE ŠKODA
Škoda Octavia Hatch and Estate offers in Edinburgh, Stirling and Dunfermline
Explore Personal Contract Purchase offers at West End Garage in Edinburgh, Stirling and Dunfermline. Compare the finance examples, then request a personalised quote for your preferred Octavia, deposit, term and annual mileage.
4 Cultins Road, Sighthill, Edinburgh
EH11 4DG
Telephone: 0131 453 2244
Unit 2, Halbeath Motor Park, Crossgates Road,
Halbeath,
Dunfermline KY11 7EG
Telephone: 01383 623006
Forthside Way, Stirling
FK8 1QZ
Telephone: 01786 813433
West End Garage, 4 Cultins Road, Edinburgh
EH11 4DG, Scotland
West End Garage trades as a Partnership
VAT Reg. No 503 0941 86
Copyright © 2026 West End Garage All rights reserved.
West End Garage Škoda is a trading style of West End Garage. We are a credit broker, not a lender.
West End Garage is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities. Firm Reference Number 672010.
We can introduce you to a limited panel of lenders and do not search the whole market. Finance is subject to status, affordability checks and lender approval. UK residents aged 18 or over only. Terms and conditions apply.
We may receive commission from a lender. The nature and amount of commission may vary by lender and finance product. Before you enter into an agreement, we will explain any relevant commission and how it may affect the amounts payable. The amount, or likely amount, is available on request.
Registered Office: West End Garage, 4 Cultins Road, Edinburgh, EH11 4DG.
Data Protection Registration No: ZA198344.
Link to our FCA Registration
